:root{
  --bg:#f6f8fb;--surface:#fff;--ink:#14233a;--muted:#53627a;--line:#d9e0ea;
  --navy:#0f2d55;--navy-2:#163b6c;--navy-ink:#fff;--orange:#f08a1c;--orange-ink:#1b1206;--tint:#e8eef6;
  --display:"Archivo","Helvetica Neue",Arial,sans-serif;--body:"Source Sans 3","Segoe UI",Roboto,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.65}
img{max-width:100%;height:auto}
a{color:var(--navy-2)}
.wrap{max-width:1120px;margin:0 auto;padding-inline:20px}
.narrow{max-width:780px}
h1,h2,h3{font-family:var(--display);line-height:1.15;text-wrap:balance;margin:0 0 .5em}
h1{font-size:clamp(2rem,4.6vw,3.2rem);font-weight:800;letter-spacing:-.01em}
h2{font-size:clamp(1.5rem,3vw,2.2rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.eyebrow{font-family:var(--display);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--orange);margin-bottom:.6em}
.lead{color:var(--muted);font-size:1.1rem;max-width:62ch}
section{padding-block:64px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px;z-index:99}

/* header */
.topbar{background:#0a2140;color:#fff;font-size:.9rem}
.topbar .wrap{display:flex;flex-wrap:wrap;gap:6px 22px;justify-content:space-between;align-items:center;padding-block:7px}
.topbar a{color:#fff;text-decoration:none}
.topbar a:hover{text-decoration:underline}
.topbar .tl{display:flex;gap:18px;flex-wrap:wrap}
.topbar strong{font-family:var(--display)}
.social{display:flex;gap:12px}
.social a{opacity:.85;font-size:.82rem}
.masthead{background:#fff;border-bottom:1px solid var(--line)}
.masthead .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:10px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.brand img{height:64px;width:auto}
.brand b{font-family:var(--display);font-size:1.2rem;display:block;line-height:1.1}
.brand>span>span{font-size:.82rem;color:var(--muted)}
.callbtn{font-family:var(--display);font-weight:800;text-decoration:none;color:var(--navy);font-size:1.15rem;white-space:nowrap}
nav.main{background:var(--navy);position:sticky;top:0;z-index:20}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;justify-content:center}
nav.main a{display:block;color:#fff;text-decoration:none;font-weight:600;padding:12px 15px;font-size:.98rem}
nav.main a:hover,nav.main a[aria-current]{background:var(--navy-2)}
nav.main a.cta{background:var(--orange);color:var(--orange-ink)}
.menu-btn{display:none}

/* hero */
.hero{position:relative;color:#fff;background:var(--navy) center/cover no-repeat;padding-block:64px 72px}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,30,60,.92),rgba(10,30,60,.72))}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:center}
.hero h1 em{font-style:normal;color:var(--orange)}
.hero .sub{font-size:1.15rem;opacity:.93;max-width:52ch}
.pills{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0}
.pills span{border:1px solid rgba(255,255,255,.35);border-radius:999px;padding:6px 14px;font-size:.92rem;font-weight:600}
.hero .phone{font-family:var(--display);font-size:1.5rem;font-weight:800;color:#fff;text-decoration:none}
.pagehead{background:var(--navy);color:#fff;padding-block:48px}
.pagehead p{opacity:.9;max-width:62ch;font-size:1.1rem;margin:0}

/* form */
.offer{background:var(--surface);color:var(--ink);border-radius:14px;padding:26px;box-shadow:0 20px 50px rgba(4,14,30,.3)}
.offer h2{font-size:1.45rem;margin-bottom:.2em}
.offer .small{color:var(--muted);font-size:.95rem}
form.lead-form{display:grid;gap:13px;margin-top:14px}
label{font-weight:600;font-size:.92rem;display:block}
label input,label select,label textarea{display:block;margin-top:5px}
.req{color:#c25e00}
input,select,textarea{font:inherit;font-size:1rem;color:var(--ink);background:var(--bg);border:1px solid var(--line);border-radius:8px;padding:11px 12px;width:100%}
textarea{min-height:110px}
input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--orange);outline-offset:1px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:13px}
.hp{position:absolute;left:-5000px;width:1px;height:1px;overflow:hidden}
.btn{display:inline-block;font-family:var(--display);font-weight:700;font-size:1.05rem;border:0;border-radius:8px;padding:14px 20px;background:var(--orange);color:var(--orange-ink);cursor:pointer;text-decoration:none;text-align:center}
.btn:hover{filter:brightness(1.06)}
.btn.ghost{background:transparent;color:inherit;border:2px solid currentColor}
.fine{font-size:.82rem;color:var(--muted);margin:0}

/* blocks */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:32px}
.step{border-top:3px solid var(--orange);padding-top:16px}
.step .n{font-family:var(--display);font-weight:800;font-size:.82rem;letter-spacing:.1em;color:var(--muted);text-transform:uppercase;margin:0}
.step h3{margin:.3em 0}
.step p{color:var(--muted)}
.band{background:var(--surface);border-block:1px solid var(--line)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chips span,.chips a{background:var(--tint);border-radius:8px;padding:8px 13px;font-weight:600;font-size:.96rem;color:var(--ink);text-decoration:none}
.chips a:hover{background:#d6e2f1}
.checks{list-style:none;padding:0;margin:0 0 1em;display:grid;gap:8px}
.checks li{padding-left:30px;position:relative}
.checks li::before{content:"\2713";position:absolute;left:0;top:0;color:#fff;background:var(--orange);width:21px;height:21px;border-radius:50%;font-size:.8rem;display:grid;place-items:center;margin-top:3px}
.tablewrap{overflow-x:auto;margin-top:26px;border:1px solid var(--line);border-radius:12px;background:var(--surface)}
table{border-collapse:collapse;width:100%;min-width:580px}
th,td{text-align:left;padding:13px 17px;border-bottom:1px solid var(--line);vertical-align:top}
thead th{font-family:var(--display);background:var(--tint)}
thead th.us{background:var(--navy);color:#fff}
tbody th{font-weight:600;color:var(--muted);width:26%}
tbody tr:last-child>*{border-bottom:0}
td.us{font-weight:700}
.quote{background:var(--navy);color:#fff}
blockquote{margin:0;font-family:var(--display);font-weight:500;font-size:clamp(1.2rem,2.5vw,1.6rem);line-height:1.45}
blockquote::before{content:"\201C";display:block;font-size:4rem;line-height:.6;color:var(--orange);margin-bottom:10px}
.cite{margin-top:16px;font-weight:700;opacity:.85}
.faq{display:grid;gap:12px;margin-top:24px}
details{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:2px 20px}
summary{cursor:pointer;font-family:var(--display);font-weight:700;padding-block:14px;list-style:none;display:flex;justify-content:space-between;gap:16px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--orange);font-size:1.4rem;line-height:1}
details[open] summary::after{content:"\2212"}
details p{color:var(--muted)}
.card{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:24px}
.cta-band{background:var(--orange);color:var(--orange-ink);padding-block:44px;text-align:center}
.cta-band h2{margin-bottom:.3em}
.cta-band .btn{background:var(--navy);color:#fff;margin:8px}
.prose{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:clamp(20px,4vw,44px)}
.prose h2{font-size:1.6rem;margin-top:1.4em}
.prose h3{margin-top:1.2em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin-bottom:.4em}
.prose img{border-radius:8px}
.meta{color:var(--muted);font-size:.95rem;margin-bottom:1.4em}
.postlist{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:18px;margin-top:24px}
.post{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:20px;display:flex;flex-direction:column}
.post h3{font-size:1.08rem}
.post h3 a{color:var(--ink);text-decoration:none}
.post h3 a:hover{color:var(--navy-2);text-decoration:underline}
.post p{color:var(--muted);font-size:.95rem;flex:1}
.post small{color:var(--muted)}
.sidebar{display:grid;gap:20px;position:sticky;top:64px}
.withside{display:grid;grid-template-columns:1fr 340px;gap:36px;align-items:start}

footer{background:#0a2140;color:#dfe7f2;font-size:.93rem;padding-block:44px 24px}
footer .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}
footer h3{color:#fff;font-size:1rem}
footer a{color:#dfe7f2;text-decoration:none}
footer a:hover{text-decoration:underline}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
footer .legal{border-top:1px solid rgba(255,255,255,.15);margin-top:30px;padding-top:18px;display:flex;flex-wrap:wrap;gap:10px 28px;justify-content:space-between;opacity:.8}
.areas{columns:2}

@media (max-width:900px){
  .hero .wrap,.split,.withside{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  footer .cols{grid-template-columns:1fr 1fr}
  .sidebar{position:static}
  .menu-btn{display:block;width:100%;background:var(--navy);color:#fff;border:0;font:600 1rem var(--body);padding:12px}
  nav.main ul{display:none;flex-direction:column}
  nav.main.open ul{display:flex}
  .brand img{height:52px}
  section{padding-block:48px}
}
@media (max-width:520px){.social{display:none}.row2{grid-template-columns:1fr}.offer{padding:20px}footer .cols{grid-template-columns:1fr}.callbtn{display:none}.brand b{font-size:1.05rem}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}